I Will Help You Build A Financial Foundation That Protects You and Your Family!

My name is Julie Ritten, president of Ritten Financial. With my guidance, my clients have NEVER lost money, and I can do the same for you.

I believe a sound financial plan is essential to ensure a smooth path through all stages of life and can help you reach your future goals. It’s very important to me that my clients have peace of mind and security.

In my experience working with clients nationally, I consistently see the information gap that keeps people confused and playing a financial guessing game with their finances and their future. Below are three critical points you need to know and understand when considering building a financial foundation.

  1. A Practical Investment Philosophy is a must: I operate from a philosophy of “slow and steady gets to the end.” When the market crashed in 2008, investors lost upwards of 40 percent to 50 percent. When this happens, the best your advisor can do is offer you condolences. We work to lock in your gains. The daily reports from Wall Street are the averages, but why would anyone settle for averages? Why not get the best on your investments? Retire on your terms.
  2. Invest in yourself: Think outside of the box. Conventional wisdom encourages homeowners to pay their mortgages off early. Don’t do that; use the extra money you were using to pay off your mortgage and invest in you. It’s the best way; the banks may not like it but, you’re more important.
  3. Annuities are misunderstood: There are more handcuffs, rules and tax implications in a 401k and IRA when you withdraw your money before age 59 1/2. With a life insurance policy you are your own banker and can use your money without the tax implications.

Whose fault is it when your investments aren’t working for you? I say it’s your financial advisor’s fault. Every advisor has the responsibility to put you and your future above their commission checks. No one cares more about their clients than I do because you’re family and no one cares more about family than me. Call for a free consultation so we can start planning a secure retirement for you.
Julie Ritten

Contact Ritten Financial For a Free Consultation

You deserve financial peace of mind.Contact our office today by calling 248-327-3205 for a free consultation.

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Create a Secure Future

“If something you believed to be true wasn’t, when would you want to know?” – Julie Ritten Living in a world where sound bites lure us with the latest sexy stock picks, and buy-sell schemes are everywhere, Americans are increasingly suspicious and disillusioned with most investment choices. Frustrated and betrayed by the roller coaster of a volatile stock market, there is a palpable loss of faith in a system that is supposed to help plan and save for future financial security. Read More »


I came to meet Julie Ritten into 2006 and she was speaking at a seminar for retirees at Ford motor company in Sterling Heights.

She has a vast knowledge of her field, coupled with the determination to listen to each of us in our varied fina...

Kerry and Family

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